The gateway that works in the dark so you can shine.
Payments for marketplaces, digital platforms and high-volume operations. Instant payouts and institutional discretion.
- Instant PIX
- 24/7 Payouts
- 24/7 payouts
Tired of getting your account blocked for actually operating?
If you bill in high-risk sectors, instability is part of the routine. We built the infrastructure for the opposite of that.
Account blocked without warning
Legitimate operations shut down overnight, without explanation and without time to react.
Slow, bureaucratic KYC
Weeks of waiting and repeated documentation delay new customers and your revenue.
Abusive fees and chargebacks
Margins eaten by hidden fees and a lack of real protection against disputes.
Infrastructure for operations that can't stop.
A single financial architecture to process, protect, reconcile and settle your entire operation.
Instant Settlement
Liquidity in seconds, 24/7 — including weekends and holidays. Funds land the moment the transaction is approved.
API built for developers
REST API, Webhooks, official SDKs and documentation designed to integrate in hours — not months.
Multi-layer Security
KYC, behavioral monitoring, risk analysis and automatic validation to reduce fraud without hurting conversions.
Specialized Approval
Complex operations reviewed by a dedicated risk policy to speed up onboarding without compromising security.
Unified MultiPay
PIX and boleto in a single gateway, with centralized reconciliation and settlement.
Multi-acquiring
Smart routing across multiple acquirers, with automatic failover to maximize approval and uptime.
Everything in real time, in the palm of your hand.
A command center that shows every real coming in, every risk emerging and every chance to grow.
- Balance and payout forecast in real time
- Global map of live transactions
- Conversion funnel by payment method
- Automatic chargeback alerts
- app.phanterpay.com.br/dashboard
Start receiving in a few hours.
From account opening to the first transaction, the process is automated to cut steps and speed up your operation.
Sign up
Open your account in minutes. No paperwork, no lines.
KYC Verification
Automated identity and company validation.
Integration
REST API, Webhooks or ready-made Checkout in a few lines.
Operation
PIX and boleto settling in real time.
Segments we serve.
From digital operations to high-ticket, we accept the main business models with the structure, approval and support each vertical needs.
Other legal business models are evaluated on demand by our risk desk.
Security at every layer of the operation.
Four interconnected layers protect every transaction end to end. Brazilian regulatory compliance across the flow.
Anti-fraud
Proprietary models analyze every transaction in milliseconds.
KYC
Automated, compliant identity and company verification.
AES-256 Encryption
Data protected at rest and in transit, bank-grade standard.
24/7 Monitoring
Team and systems watching the operation around the clock.
Infrastructure built not to stop.
Operational metrics that back the trust of those who process high volume 24 hours a day.
SLA guaranteed by contract
Average API latency
Instant every day
Multi-region redundancy
Is your operation already processing relevant volume?
High-volume accounts don't go through self-service. Our sales team designs terms, integration and limits together with you — consultative support from first contact to go-live.
- Dedicated account manager
- Tailored commercial terms
- Tailored integration and SLA
Response within 1 business day · no commitment
Volume that speaks for itself.
Revenue processed by operations that trust PhanterPay to settle in real time.